20 million
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A Redneck buys a ticket and wins the lottery. He goes to Austin to claim it where the man verifies his ticket number.
The Redneck says, "I want my $20 million."
To which the man replied, "No sir. It doesn't work that way. We give you a million today, and then you'll get the rest spread out for the next 19 years.
The Redneck said, "I want all my money RIGHT now! I won it, and I want it."
Again the man patiently explains that he would only get a million that day and the rest during the next 19 years.
The Redneck, furious with the man, screams out, "Look, I WANT MY MONEY!! If you're not going to give me my $20 million right now, THEN I WANT MY DOLLAR BACK!''